If Stenger and Stenger has sued you, it is important to act quickly and get the right help. Knowing what to do if you are sued by Stenger and Stenger can make a big difference in protecting your rights and finances. As debt collection lawyers, Walker & Walker Law Offices, PLLC, helps consumers respond to lawsuits, protect their rights, and avoid default judgments. Stenger and Stenger represent creditors, so having an experienced bankruptcy attorney on your side can balance the situation.
Respond to the Lawsuit
As much as you may want your debt problems to go away, you need to engage in the legal process if Stenger and Stenger has sued you for unpaid debt. Courts will issue a default judgment on behalf of the creditor if you do not respond to the lawsuit, regardless of whether the debt collector’s case had merit.
Next, the debt collector may enforce the judgment by garnishing your income or taking similar actions. As unpleasant as it may be, you must defend against these lawsuits.
Can You Negotiate When You Have Been Sued for Unpaid Debt?
You can still negotiate after you have been sued for unpaid debt, and in many cases, it is one of the most effective ways to protect yourself from a judgment. Once a lawsuit is filed, creditors and law firms may be more willing to discuss a settlement because litigation is costly and time-consuming. Your attorney can negotiate a reduced lump-sum payment, a manageable payment plan, or even a dismissal of the case on agreement.
However, it is important to address the lawsuit promptly. If you are facing a lawsuit from Stenger and Stenger, your attorney must file an answer or respond by the court deadline to avoid a default judgment. Negotiating early, before a judgment is entered against you, can give you more leverage and help prevent income garnishment or bank levies.
How a Lawyer Can Help
If Stenger and Stenger has filed a lawsuit against you, a lawyer can explain what to do and play a key role in protecting your rights and limiting your financial exposure. Debt collection law firms count on consumers missing deadlines or not understanding their options. An attorney can review the lawsuit, verify whether the debt is valid, determine if the creditor has proper documentation, and identify any violations of the Fair Debt Collection Practices Act §§ 1692-1692p.
Your lawyer can also file a timely answer to prevent a default judgment, negotiate a reduced settlement, or challenge the case in court if the evidence is weak. In many situations, simply having legal representation changes how aggressively a collector pursues the claim. With a lawyer’s help, you can gain leverage, avoid costly mistakes, and work toward a fair resolution.
Contact Our Debt Collection Attorneys To Discuss What To Do When Facing a Stenger and Stenger Lawsuit
If Stenger and Stenger or another law firm representing a debt collector has sued you, you need legal help to protect your rights. Schedule an initial consultation with a Minneapolis debt collection attorney at Walker & Walker Law Offices, PLLC, to understand what to do if you are sued by Stenger and Stenger. We can help you defend against the lawsuit or pursue an alternative solution to address your debt.
