Start your process today with $0 Down

Honest, simple pricing made for you

Regular Income

$89

Every two weeks
Payment begins after filing

Total cost is 2400

Price increases by $100 for homeowners and by $100 for married couples filing jointly.

Start Now

What’s Included:

Free consultation
Filing fee
Credit counseling
Credit report
Credit rebuilding program
Qualify for car loans in 1 month*
Qualify for a mortgage in 2 years*
720 credit score in 2 years*

Fixed Income

$115

Every two weeks
Payment begins after filing

Total cost is 2400

Price increases by $100 for homeowners and by $100 for married couples filing jointly.

Start Now

What’s Included:

Free consultation
Filing fee
Credit counseling
Credit report
Credit rebuilding program
Qualify for car loans in 1 month*
Qualify for a mortgage in 2 years*
720 credit score in 2 years*

Why We Offer $0 Down

Filing should not be delayed because of money. Our $0 Down option gives you a trusted way to begin the process now and receive full protection once your case is filed.

Once your case is filed, your affordable payment plan begins. You can pay as little as $89 every two weeks or $115 every month depending on your plan.