You have made the decision. Months or years of harassment from creditors has led you to declare bankruptcy. The truth is, no one wants to declare bankruptcy, it can be a headache. However, bankruptcy can be your first step to getting your life back. There is even better news, an experienced bankruptcy attorney can help… Read more »
Who is Bank of America, N.A and Why are They Calling Me?
Who is Bank of America? I thought they sold my debt to a collector like Midland Funding, LLC or Portfolio Recovery Associates. Why is the debt suddenly back with Bank of America? Sometimes Bank of America will take back the debt from a debt collector when they have decided to bring a lawsuit to collect… Read more »
Who Is Ford Motor Credit Company, LLC?
Minnesotans have on average $113,455 in debt. Aside from a mortgage, the second most likely cause of debt in Minnesota is auto loans. Many of our St. Paul clients have purchased an automobile through Ford Motor Credit Company LLC. As a result, you may be receiving calls from this company and would like to know… Read more »
I’ve Received a Debt Collection Notice – Now What?
You may have received a debt collection notice from a creditor, bank, debt collection agency, hospital, or school if you’ve been unable to pay what you owe on time. While these notices can be intimidating, there are certain protocols these institutions must follow in order to respect your rights. And if they don’t, then Walker… Read more »
Credit Acceptance Corporation: Who Are They?
You have been contacted by a company named Credit Acceptance Corporation and want to verify who they are. Their entire business is as an indirect lender for automobile loans. Many people in the St. Paul/ Minneapolis area have used them for a car loan. What Does Indirect Lender Mean? As an indirect lender, they are… Read more »
5 Best Bankruptcy Attorneys in Minneapolis, Minnesota
The problem of being able to pay credit cards and debt collectors may have snuck up on you. It may have been getting harder and harder to make the money last paycheck to paycheck. Or, perhaps you were suddenly laid off and were not able to immediately replace your job. Whatever the reason, you cannot… Read more »
Who Is Cavalry SPV I, LLC?
Let’s cut right to the chase: You most likely landed on this article because you’re in the Minneapolis/St. Paul area. And you’re getting a relentless stream of calls, letters or both from a company you’ve never heard of: Cavalry SPV I, LLC. And the content of these calls is alarming: they’re either threatening to sue, or… Read more »
Who Is LVNV Funding, LLC?
Okay, so you received a letter or got a phone call from some company called LVNV Funding, LLC or Resurgent stating they are attempting to collect a debt from you for money they claim you owe them. Problem is, you have never heard of them. Initially, you might think it’s some sort of scam to extort… Read more »
Who is Cach LLC?
A common complaint we hear from Twin Cities clients involves harassing phone calls and court letters from a company called Cach LLC. Maybe you too have been contacted by Cach LLC and are wondering why? If so, the following information should prove very useful. Cach LLC is one of the largest purchasers of debt in… Read more »
Who Is Barclay’s Bank Delaware?
Why is Barclay’s Bank Delaware on my credit report? Or you may have received collection calls or notices from them. You live in the Minneapolis/St. Paul area of Minnesota, so you might think this is fraudulent activity because you have never been to Delaware. Who is Barclay’s Bank Delaware? According to Bloomberg they also are associated as… Read more »
