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Home Chapter 7 Bankruptcy Chapter 7 Bankruptcy Means Test

Chapter 7 Bankruptcy Means Test

The Chapter 7 Bankruptcy Means Test is one of steps necessary to determine your eligibility to file Chapter 7 bankruptcy.

What is the Chapter 7 Bankruptcy Means Test for?

The Chapter 7 Bankruptcy Means Test is used to determine if you have the ability to repay your debt.

If you don’t meet the Chapter 7 Means Test criteria, you will likely need to consider Chapter 13 Bankruptcy instead of Chapter 7.

In short, in Minnesota the Chapter 7 Bankruptcy Means Test is used to determine if your income is less than the median income for your size household in this state.

This threshold is different for every state.

Just because you ‘pass’ the Chapter 7 Bankruptcy Means Test does not necessarily mean you should file Chapter 7 bankruptcy.

There are many things to consider when deciding which bankruptcy is right for you and your circumstances.

An experienced Minnesota bankruptcy lawyer can advise you of the advantages and disadvantages of Chapter 7 bankruptcy.

Conclusion

It is important that you make a fully informed decision when considering bankruptcy.

Our Minnesota bankruptcy lawyers are located in four convenient locations throughout the Minneapolis and St. Paul communities.

You’ll find us in Minneapolis, St Paul, Blaine and Brooklyn Park, and we will meet with you free of charge to discuss how Chapter 7 bankruptcy can help you.

Alternatively, call us at 612.824.4357 and tell us what you need us to do.


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Minneapolis

4356 Nicollet Ave.
Minneapolis, MN 55409

612-824-4357 Get Directions

Brooklyn Park

7240 Brooklyn Boulevard Suite #210
Brooklyn Park, MN 55443

763-444-4357 Get Directions

St. Paul

1112 Rice Street,
St. Paul, MN 55117

651-731-4357 Get Directions

Blaine

607 County Rd. 10 NE Suite #204
Blaine, MN 55434

763-780-4357 Get Directions

Mankato

100 Warren St, Suite 300-119,
Mankato, MN 56001

507-497-9179 Get Directions

Rochester

4229 W Frontage Rd Ste 5B
Rochester, MN 55901

507-738-1100 Get Directions

Duluth

4202 E Superior St, Suite 102,
Duluth, MN 55804

218-979-4220 Get Directions

Walker & Walker Law Offices, PLLC, designated a debt relief agency by an Act of Congress and the President of the United States, has proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 40 years.

This website is for informational purposes only. The information contained should not be interpreted as legal advice. Only a local attorney with actual knowledge of your personal situation can give you legal advice. Viewing this site website does not create an attorney/client relationship.

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