You’ve been struggling to pay your bills for a while now. You’ve heard that Chapter 7 bankruptcy can give you a fresh start. But, you’re worried about how bankruptcy will affect your future employment. Will anyone hire you if you have a bankruptcy on your record? Usually it is better to have a bankruptcy on… Read more »
How Does Child Support Work in Minnesota Bankruptcy Cases?
Filing for bankruptcy is an important step when your debt is out of control. It’s a big decision–and the biggest benefit is that it will wipe much of your debt away, making it easier for you to arrange your finances. When you file for bankruptcy, however, does it eliminate child support debt? How does it… Read more »
Who Is Capital One Bank USA, N.A. and Why are they Suing Me?
It’s not uncommon for our Twin Cities clients to receive collections calls from Capital One Bank USA N.A. Maybe you too have been contacted and would like to know more about this company. If so, you’ll find the information below very useful. They also like to sue people for unpaid loans. These loans can be… Read more »
Who is the Center for Diagnostic Imaging?
The number of Minnesotans undergoing tests such as Magnetic Resonance Imaging (MRI) or Computed Tomography (CT) scans is at an all-time high. So it’s no wonder then that so many people in the Twin Cities area receive a bill from the Center for Diagnostic Imaging or CDI. Who is the Center for Diagnostic Imaging, and… Read more »
Why Is Autovest, LLC Contacting Me?
Are you behind on your car payments? Sometimes when finances don’t meet your monthly needs, it may seem that skipping a car payment is the easiest path to take. Skipping the payment will make it easier to meet other expenses you have this month. You intended to catch up on the payments, but the next… Read more »
What is a Bankruptcy Estate?
Filing Bankruptcy protects your stuff from creditors. But to understand how that works, it helps to understand what a ‘Bankruptcy Estate’ is. Now you’ve probably heard the word estate used in phrases like ‘real estate,’ ‘family estate,’ or ‘estate planning.’ In bankruptcy, your estate is everything you have at the exact moment you file your… Read more »
Why Should I Opt Out of Arbitration?
What Is Arbitration for a Loan? Arbitration is a sort of parallel court system that allows people and companies to opt out of using the courts of the United States to resolve disputes. It is very popular for lending companies like credit card and car loan companies. These big companies like to use it because… Read more »
What Can Bankruptcy’s Automatic Stay Protect You Against?
If bills and debt become overwhelming, bankruptcy can become your only action in order to regain control of your finances. Once you file bankruptcy, the court issues an order to every creditor called an automatic stay. This prevents collection actions and civil lawsuits from being filed against you until the bankruptcy is completed or that… Read more »
What is the Income Limit for Chapter 7 Bankruptcy in Minnesota?
You’re afraid to answer the phone. You get calls from collection agencies every single day. And now, your creditors are even calling you at work. Filing for bankruptcy will end the calls and give you a fresh start. However, there are income limits for chapter 7 bankruptcy in Minnesota. For some households, figuring out their eligibility for chapter… Read more »
Accounts Receivable Services, LLC, Who Are They?
You or someone in your family has spent some time in the hospital or had to undergo extensive medical treatment. The fact that medical services were needed is bad enough, but the other sting is even with good insurance, the bill can add up to an exorbitant amount very quickly. Your first concern is with… Read more »
