This website collects only the information you enter into the forms. This includes your contact information, and a snapshot of your financial situation. We do not collect information about specific financial accounts or debts such as account numbers or even names of financial institutions. Other companies such as Google and your Internet Browser may collect additional technical information from your computer while you visit this website. This behavior is beyond our control and we take no responsibility for the actions of third parties.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
We use the information you provide to determine what sort of benefit, if any, a bankruptcy filing could provide to you. We then use the contact information you give us to contact you and ask whether you would like a consultation with our firm. If you indicate that you do not desire to communicate with our firm we delete your information and do not communicate with you further, unless you request otherwise.
We use your personal info to contact you once, either by telephone or by email, about the possibility of filing for bankruptcy. If you do not set up an appointment after this initial contact we will not contact you in the future and will delete your information. If you wish to give us information without being contacted, then please write in the message field that you do not wish to be contacted. We will honor your wishes.
As stated earlier, we do not store information gathered from this website after we have made an initial contact with you. If you want your information deleted before this time, then please email co******@************th.com and write “delete contact information” in the message field or call our office at 612-824-4357 and ask to have the contact information you entered into our website deleted.
We do not disclose, share, sell, or otherwise transmit your information to companies. We are a law firm and your information is confidential, and may be protected by attorney-client privilege. Confidentiality of information is essential to effective legal representation and we have a strong ethical duty not to transmit your information to other parties, even if you never hire our law firm or communicate with us beyond the initial contact on our website. We take this duty seriously, and have systems in place so that your information does not leave our office.
We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Privacy Policy FCRA
Walker & Walker Law Offices, PLLC (“Company,” “we,” “our,” or “us”) complies with the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) (“FCRA”). This section outlines how we collect, use, and protect consumer credit information in accordance with federal law.
Use of Consumer Reports
We may collect, access, or use consumer credit reports from credit reporting agencies only for permissible purposes as defined by the FCRA. These purposes may include:
- Evaluating your eligibility for certain financial products or services.
- Verifying your identity and preventing fraud.
- Facilitating debt relief, credit-related services, or financial assistance programs.
We do not obtain consumer reports without consumer consent where required by law.
Consumer Rights Under the FCRA
If we access or use your consumer credit information, you have the following rights under the FCRA:
- Right to Know – You have the right to be informed if your consumer report is used in making a decision about you.
- Right to Dispute Inaccurate Information – If you believe that any information in your credit report is inaccurate, you have the right to dispute it.
- Right to Obtain a Free Credit Report – You can request a free annual credit report from each of the three major credit reporting agencies at www.annualcreditreport.com.
- Right to Receive an Adverse Action Notice – If we make a negative decision based on your credit report, we will provide an Adverse Action Notice that includes:
- The name, address, and contact details of the credit reporting agency that supplied the report.
- A statement that the agency did not make the decision and cannot explain why.
- Your right to request a free copy of your credit report and dispute any inaccurate information.
How to Dispute Credit Report Information
If you believe information in your credit report is inaccurate or incomplete, you can dispute it by contacting the credit bureaus directly:
You may also contact us at co*****@*************th.com if you believe we used inaccurate credit information in making a decision about you.
Security and Retention of Consumer Credit Information
We implement industry-standard security measures to protect consumer credit information against unauthorized access, loss, or misuse.
- Consumer credit information is only retained for as long as necessary to fulfill its intended purpose.
- Once no longer needed, data is securely deleted or destroyed to comply with FCRA and other applicable regulations.
Terms of Use FCRA
Use of Consumer Reports
In accordance with the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) (“FCRA”), Walker & Walker Law Offices, PLLC (“Company,” “we,” “our,” or “us”) may collect, use, and share consumer credit information for permissible purposes, including but not limited to evaluating eligibility for financial products or services, verifying consumer identity, or facilitating debt relief services.
By using our services, you acknowledge and agree that we may access or request your consumer report from a credit reporting agency only for lawful purposes as permitted under the FCRA.
Consumer Rights Under the FCRA
If we obtain or use consumer credit information, you have the following rights under the FCRA:
- Right to Know – You have the right to be informed if your consumer report has been used to make a decision about you.
- Right to Dispute Inaccuracies – If you believe information in your consumer report is inaccurate or incomplete, you have the right to dispute it with the credit reporting agency that provided the report.
- Right to Obtain a Free Credit Report – You may request a free credit report once every 12 months from each of the three major credit reporting agencies (Experian, Equifax, and TransUnion) at www.annualcreditreport.com.
- Right to Receive an Adverse Action Notice – If we make a decision based on information in your credit report that negatively impacts you (such as denial of services), we will provide you with an Adverse Action Notice, which will include:
- The name, address, and contact information of the credit reporting agency that provided the report.
- A statement that the credit reporting agency did not make the decision and cannot explain the reasons.
- Information on your right to obtain a free credit report and dispute any inaccuracies.
How to Dispute Information in Your Consumer Report
If you believe any information we have obtained from a consumer report is incorrect, you have the right to dispute it directly with the credit reporting agency. You may contact the major credit bureaus using the information below:
If you believe we have used inaccurate information in making a decision about you, please contact us at co*****@*************th.com with a written request, and we will review your concerns.
Security and Protection of Consumer Information
We take the security of your personal and financial information seriously. In compliance with the FCRA, we implement reasonable safeguards to protect consumer data from unauthorized access, misuse, or disclosure.
