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Home Chapter 13 Bankruptcy Qualifying for Chapter 13 Bankruptcy

Qualifying for Chapter 13 Bankruptcy

There are specific eligibility requirements for qualifying for Chapter 13 bankruptcy. You will need to demonstrate you have the ability to pay the repayment plan in a Chapter 13 bankruptcy. If your income is too low, you may be eligible for a Chapter 7 bankruptcy. It is also possible that your income may be too high to be eligible for a Chapter 13 bankruptcy. The Chapter 13 means test will determine your eligibility for this type of bankruptcy.

Beyond the means test, to be eligible for a Chapter 13 bankruptcy in Minnesota, your debt must not exceed:

  • $1,000,000 in secured debt
  • $380,000 in unsecured debt.

These limits are in place to prevent bankruptcy fraud as well as economic disaster for creditors.  Filing for the wrong type of bankruptcy can have a dramatic affect on your life.

Speak with one of our experienced Minnesota bankruptcy lawyers to learn about the options available to you and which type of bankruptcy best suits your specific circumstances.

We would appreciate it if you filled out these forms and brought them with you, to your Free Evaluation which will help us and you to better understand your financial situation.


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Minneapolis, MN 55409

612-824-4357 Get Directions

Brooklyn Park

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Brooklyn Park, MN 55443

763-444-4357 Get Directions

St. Paul

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St. Paul, MN 55117

651-731-4357 Get Directions

Blaine

607 County Rd. 10 NE Suite #204
Blaine, MN 55434

763-780-4357 Get Directions

Mankato

100 Warren St, Suite 300-119,
Mankato, MN 56001

507-497-9179 Get Directions

Rochester

4229 W Frontage Rd Ste 5B
Rochester, MN 55901

507-738-1100 Get Directions

Duluth

4202 E Superior St, Suite 102,
Duluth, MN 55804

218-979-4220 Get Directions

Walker & Walker Law Offices, PLLC, designated a debt relief agency by an Act of Congress and the President of the United States, has proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 40 years.

This website is for informational purposes only. The information contained should not be interpreted as legal advice. Only a local attorney with actual knowledge of your personal situation can give you legal advice. Viewing this site website does not create an attorney/client relationship.

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