This #WinWednesday, we’re celebrating a major victory for one of our clients who faced a tricky situation with an unperfected mortgage—and came out on top.
When a mortgage is unperfected, it means the lender hasn’t completed all the legal steps to fully secure their interest in the property. In a bankruptcy case, this technically gives the trustee the right to sell the mortgage to a new lender. While this could have created complications, our team worked carefully to navigate the potential risks.
Thanks to proactive planning and skilled advocacy, the trustee agreed to a solution that allowed our client to keep their home while also discharging over $40,000 in debt. This is a huge relief, allowing them to move forward without the stress of unmanageable debt or the risk of losing their home.
Why This Matters
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Complex situations can have successful outcomes. Even with unperfected liens or mortgages, bankruptcy can provide meaningful relief.
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Home protection is possible. With the right strategy, clients can often keep their home while resolving other debts.
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Debt relief restores peace of mind. Over $40,000 in debt discharged means our client can finally focus on their future, not their past financial burdens.
This win is a perfect example of how experience, strategy, and advocacy can turn potentially risky situations into life-changing results.
If you’re dealing with debt or mortgage concerns, don’t wait. Contact Walker & Walker today to see how we can help protect your home and provide real debt relief.
